9.8% 2018年全国抵押贷款申请被拒绝
最常见的原因是:
- 33% Debt-to-income
- 23% 信用记录和信用评分
- 17% Collateral
- 13% 不完整的应用程序
Houston (8.7%的拒绝率)和圣安东尼奥(8%).4%) were ranked seventh and 10th among the top U.S. 借款人最可能被拒绝抵押贷款的城市. 在这两个城市中,债务收入比是最常见的拒绝理由.
拒绝率因种族和民族而异.
- 17.4% 黑人或非裔美国人
- 14.3% Other minority
- 13.1% Hispanic white
- 10.2% Asian
- 9.8% All applicants
- 7.9% Non-Hispanic white
Source: LendingTree使用2018年住房抵押贷款披露法案数据分析了1000万份抵押贷款申请 http://www.lendingtree.com/mortgage-denials-at-cycle-low/